​Read a summary of CDC Guidance relevant to community associations during the pandemic.   ​View the Biden-Harris White House plan to beat COVID-19

Federal Foreclosure & Eviction Actions (updated 6/24/21)

• Federal Housing Administration (FHA) Foreclosure and Eviction Moratorium - extended until July 31, 2021
• Fannie Mae and Freddie Mac Foreclosure and Eviction Moratorium (regulated by FHFA) - extended until July 31, 2021
• Fannie Mae COVID-19 Loan Forbearance Program
• Freddie Mac COVID-19 Loan Forbearance Program    
• Summary of CDC Nationwide Ban on Residential Rental Evictions - extended until July 31, 2021

Federal COVID-19 Legislation impacting Community Associations (updated 3/12/21)  

H.R. 1319 American Rescue Plan Act (Signed into law March 11, 2021)

H.R. 748 Coronavirus Aid, Relief, and Economic Security Act or the “CARES" Act (Signed into law March 27, 2020)

H.R. 6201 The Families First Coronavirus Response Act (Signed into law March 18, 2020)

H.R. 266 Paycheck Protection Program and Health Care Enhancement Act (Signed into law April 24, 2020)

H.R. 133 Consolidated Appropriations Act, 2021 (Signed into law December 21, 2020)

Summary of Federal COVID-19 Legislation 

• Homeowner Assistance Fund - "homeowner’s association, condominium association fees, or common charges” qualify as expenses that may be paid from the fund. See the states that are participating in this program.

• Small Business Administration Economic Injury Disaster Loan (EIDL)  
• Community associations may qualify if organized as nonprofit corporations in their state 
• Download the CAI SBA EIDL Guide
• Housing-Related Provisions include: 
• Credit Reporting
• National Mortgage Forbearance
• National Mortgage Foreclosure Moratorium
• National Moratorium on Evictions
• Paycheck Protection Program (PPP)  
• Housing cooperatives are now eligible
• Download the CAI PPP Guide for Members
• Read our blog, "Breaking Down New PPP Regulations and Second Draw Information"
• Click here to apply for a PPP loan
• Summary includes: program purpose, eligibility, automatic payment deferral, maximum loan amount, loan uses,  eligible payroll costs, loan terms for non-forgivable balance, and how to apply.
• Emergency Family and Medical Leave Expansion Act includes:
• ​Family Leave Program
• Detail Emergency
• Paid Sick Leave Act and Program Detail

U.S. Chamber Resources

• U.S. Chamber Coronavirus Resource Website
• U.S. Chamber Disaster Help Desk
• Resources to Help Your Small Business Survive